Why every adult should consider a will – planning ahead for peace, clarity, and control
Planning for the future is a legal and personal responsibility. One of the most effective ways to protect your loved ones and ensure your wishes are honoured is by creating a valid will. Yet many adults in the UK delay writing a will because it feels uncomfortable, complicated, or “not urgent”. The truth is that without a will, your estate – everything you own – may be distributed according to law rather than your intentions.
At ASL Solicitors, our wills and probate team supports clients throughout Greater Manchester and beyond, helping them draft wills that are legally sound, tax-efficient, and tailored to their unique circumstances.
What Is a Will and Why Do You Need One?
A will is a legally enforceable document that sets out:
- who will inherit your assets,
- who will act as executor to administer your estate,
- how debts and taxes should be settled,
- guardianships for minor children.
Without a valid will, your estate is distributed according to intestacy rules, which may not reflect your wishes.
Key Elements of a Valid Will
To be legally binding in the UK, a will must:
- be made by a person aged 18 or over,
- be written voluntarily and without pressure,
- be signed by the person making the will (the testator),
- be witnessed by two independent adults who are present at the same time.
Failing to meet these requirements can jeopardise the validity of the will and cause disputes after death.
Common Questions About Wills
What can I include in a will?
You can specify:
- gifts of money to individuals or charities,
- items of sentimental value,
- property and financial assets,
- funeral wishes.
Can I appoint guardians for my children?
Yes – a will allows you to name guardians to care for minor children, providing clarity and protection for your family.
What if I die without a will (intestate)?
Under intestacy rules, the law determines who inherits. Often this favours spouses and children, but extended family members may also be included – potentially contrary to your wishes.
Planning Beyond the Basics
A will also enables you to consider:
Inheritance Tax Planning
While death tax planning is complex, a well-structured will can help minimise liabilities for your estate, protecting more for your beneficiaries.
Trusts and Protecting Vulnerable Beneficiaries
Trust provisions can be included in a will to manage assets for beneficiaries who may not be able to handle large sums – such as children or vulnerable adults.
Choosing Executors and Trustees wisely
Your executor carries significant responsibility – from valuing assets to settling debts and distributing the estate according to your instructions. Consider choosing someone:
- trustworthy,
- organised,
- willing to take on the role.
Many people appoint professional executors such as solicitors to support this process.
Common Mistakes to Avoid
Avoid pitfalls such as:
- using informal or outdated templates,
- failing to update your will after major life events,
- not considering tax implications,
- appointing inappropriate witnesses.
Professional legal advice helps prevent these errors and protect your loved ones.
How ASL Solicitors Help with Wills
Our wills team offers:
- personalised advice tailored to your family and financial situation,
- clear explanations, avoiding legal jargon,
- secure drafting and storage options,
- regular reviews and updates as circumstances change.
If you require assistance writing your will, you can contact ASL Solicitors today and make a start.